Welcome to Guardian Adjustment Service Inc

We work for you! As your authorized Public Insurance Adjuster, we are your advocate. Just as you would not enter a court of law without an attorney to represent you, you should not file an insurance claim without the proper representation by utilizing our expert services.

Insurance companies aim to pay the smallest claim amount possible. Hiring Guardian Adjustment Service, Inc. as your public insurance adjuster ensures you will have an advocate on your side to get you the maximum legitimate settlement. We are public insurance adjusters that work for you, the policy holder; not the insurance company. Our goal is to serve you. Guardian Adjustment Service has extensive experience in the insurance field and our experts are licensed and bonded by the State of New Jersey. Guardian Adjustment Service is a hands on, personalized company; you are our first priority. We will expedite your claim from start to finish. You need Guardian Adjustment Service to handle your claim sustained as a result of fire, flood, vandalism, windstorm/ weather or vehicular damage. Give us a call today!

What is a Public Insurance Adjuster?

Most people who have an insurance claim have no idea how to prepare, submit and/or adjust it. They more or less rely on their "insurance adjuster" to do that for them. BIG MISTAKE! What you must understand is, it is the "insurance adjusters" job to make company inspired settlements with policyholders;most of whom lack the fundamental information and adjusting skills necessaryto be on a level playing field with your insurance company’s adjuster. Guardian Adjustment Service will help you level the field.

Knowledge is leverage. The more you know, the more power you have, and insurance adjusters are well trained to cut corners and save their company money and, more and more, look for ways to avoid paying claims. You need someone as well trained in your corner looking out for your interests. The objective in adjusting should be to get as good a result as possible, as quickly as possible, as trouble free as possible. Most policyholders will continue their fate of dealing ineffectively due to the fact that they lack ability, information, and understanding. To adjust is to negotiate. An adjuster is a negotiator. Usually, only the person representing the insurance company is considered the adjuster, and the policyholder receives his/her adjustment, as previously stated, from a company inspired adjuster. In order to arrive at an adjusted settlement, each side has its own needs to satisfy. The less you know, the more likely you are to be forced to meet the needs of the insurance company. You must know your needs--You must know your rights! Guardian Adjustment Service will help you with both of these. If you don't know what to expect and how to get it, you may become overwhelmed and give in too easily.

No one knows the outcome of an adjustment beforehand. Therefore, it is impossible to anticipate to what extent either party will give in to the needs of the other. Bargaining power becomes the main ingredient in adjusting. It usually comes about naturally as facts come to the surface. Adjusting is a matter of give and take, and unless you are dealing from a position of strength and knowledge like a Public Adjuster can offer, you may be forced to give too much.

Insurance adjusters facing a knowledgeable public insurance adjuster, such as Guardian Adjustment Service, usually enter on a more cooperative basis, and there is a strong likelihood that each will strive for common goals.

A policyholder generally has to deal with a claim at a time following a disaster. Psychologically, most people are not up to the task under these circumstances. It is very common to see people in a state of shock, confusion and helplessness. We at Guardian Adjustment Service will be emotionally level and competent, ensuring your best interests are met.

The time of a personal disaster is not the time to be thinking about all of this for the first time. Think about it now and take comfort in the knowledge that Guardian Adjustment Service will be there to protect your interest if the unthinkable happens to you.