At Guardian Adjustment Service, we represent, you, the policyholder, in an insurance claim. We will inspect the loss site and prepare a complete building estimate and inventory of personal property. We exclusively serve you, the client; not the insurance company.

HOW CAN GUARDIAN ADJUSTMENT SERVICE HELP ME?
You will have the advantage of expert assistance based on experience in handling numerous technical problems. Guardian Adjustment Service relieves you of the many time-consuming, tedious and difficult matters involved in preparing and filing a claim – and helps you to receive a fair settlement in the shortest time frame possible.

CAN I PREPARE MY OWN CLAIM?
Of course you could prepare your own claim, however, just as you would most likely hire an attorney to represent you in a court of law, you should have someone on your side to present your case to the insurance company. Guardian Adjustment Service has years of experience and the training required to maximize your claim.

More specifically, Guardian Adjustment Service will assist you in the preparation of inventories, estimates and other factual proofs of loss. We will handle all the necessary details for compiling and filing claims, as required by the terms of your insurance policy. We will also confer, on your behalf, with insurance company representatives and handle all matters essential to a proper and satisfactory adjustment.

WHY DO I NEED HELP IN FILING AN INSURANCE CLAIM?
The typical fire policy contains hundreds of provisions and stipulations – various forms and riders that are constantly changing and many complex details about your requirements in case of loss. Most people do not know or understand these policy provisions – and most do not realize that the burden of proof is on them, the policyholder. Most insurance company representatives actually prefer to work with an experienced accredited public insurance adjuster rather than an inexperienced upset insured.

Guardian Adjustment Service not only has your confidence, but also that of the many company adjusters who recognize that they are dealing with a professional.

WHY SHOULD I ENGAGE GUARDIAN ADJUSTMENT SERVICE TO OBTAIN WHAT IS RIGHTFULLY DUE TO ME?
Insurance companies offer to pay you for your loss as they see it. Guardian Adjustment Service is your exclusive representative. With our experience and knowledge, we are better able to obtain a more favorable settlement for you, the insured.

WHAT IS THE EXTENT OF YOUR RESPONSIBILITY?
Guardian Adjustment Service assists with every phase of preparing and presenting your claim, as well as accomplishing an adjustment for you which is equitable and includes everything to which you are entitled to under your insurance policy.

HOW DOES GUARDIAN ADJUSTMENT SERVICE DETERMINE THE ACTUAL LOSS?
A Building Estimate of Damages will be professionally prepared. We will take a complete physical inventory, obtain all pertinent appraisals and make sure all provisions in your policy are properly fulfilled. This involves numerous steps of which you may know little or nothing about, but will make a significant difference in the amount of the final adjustment.

WILL GUARDIAN ADJUSTMENT SERVICE HELP ME RECEIVE A MORE PROMPT AND SATISFACTORY SETTLEMENT?
Yes. We will lose no time in complying with the policy requirements to obtain and evaluate the facts and prepare the claim. The alert, knowledgeable and prompt service we render often preserves evidence that may otherwise be overlooked or destroyed. The more thoroughly and completely your claim is compiled and prepared, the faster we can accomplish an equitable and proper settlement in your best interest.

Once you, the policyholder, have witnessed the skill and knowledge of Guardian Adjustment Service, you will not attempt to settle a claim without the benefit of our specialized assistance. Our most frequent sources of new clients are the recommendations of those we have previously served.

HOW MUCH DOES GUARDIAN ADJUSTMENT SERVICE CHARGE FOR THEIR SERVICE?
As standard in the industry, we work for a percentage of your claim. There are no up front fees. Our fee is paid upon completion of the settlement of your claim, by your insurance company. There are no out-of-pocket expenses. If there is no settlement, there is no fee.

IN THE EVENT OF A LOSS, WHAT STEPS SHOULD I TAKE?
Promptly report your loss to your local insurance agent or broker; or directly to the insurance company – and immediately retain the services of Guardian Adjustment Service to serve you.